Consumer Loans
Use Farmers State Bank’s consumer loans for anything from purchasing a car to consolidating your debt. Contact one of our qualified loan officers to review your financing needs and you will get a quick response to your loan request.
Auto Loans
Financing a new vehicle requires as much consideration as choosing which make and model to buy; using a fact-finding approach. To find the best financing, the most flexibility and plan that is tailor-made for your needs, consult our financial specialists.
Real Estate Loans
We offer all types of real estate loans, including:
- Real Estate Loans for first-time home buyers
- Purchase Loans
- Refinance
- WHEDA
- Guaranteed Rural Development
- Home Equity Lines of Credit
Call one of our loan officers to get rates, fees and terms for your loan. No matter what your needs are, we will take the time to determine the best options for you.
First-Time Homebuyer
We are offering up to $1,000 Lender Credit for First-Time Homebuyers!*
A new house is one of the most important decisions you’ll make with your money. We’re here to help guide you through the process seamlessly, step by step. We focus on the details, so you can focus on transforming your new house into your dream home.
Call us to learn more or stop in to apply!
*Offer available to first-time homebuyers only, as defined by the Freddie Mac program. All borrowers must qualify as first-time homebuyers. Limited to the purchase of first lien, owner-occupied primary residences located in Wisconsin. All loans subject to credit approval, underwriting, and applicable secondary market guidelines. The $1,000 lender credit cannot exceed the actual amount of closing costs, prepaid interest, and escrow reserves. The credit will be applied at loan closing and reflected on the final closing disclosures. Offer may be withdrawn at any time without notice. Valid through 10/31/2026. One Community Bank NMLS#410689
Refinancing That Works For You
Up to $750 Credit Off Closing Costs to Refinance Your Home!**
Mortgage rates have recently dropped dramatically. Now is the time to refinance! If you’ve been waiting for the right opportunity, now may be the perfect moment to explore your refinancing options.
Call one of our loan officers to start your refinance!
**Available for refinances only. Subject to credit approval. Limited to primary and secondary residences in Wisconsin. Investment properties, Home Equity Lines of Credit (HELOCs), and junior liens are not eligible. Not to be combined with other offers or discounts. The $750.00 closing cost credit cannot exceed the actual amount of closing costs, prepaid interest and escrow reserves. The credit will be applied at loan closing and reflected on the final closing disclosure. Offer may be withdrawn at any time without notice. Valid through 10/31/2026. One Community Bank NMLS#410689
Student Loans
For college expenses not covered by scholarships and federal loans, Farmers State Bank has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.
Commercial Loans
Farmers State Bank is committed to promoting the growth of our local businesses. Our commercial lenders have the experience to provide you with financial expertise your company can rely on. We are here to assist you with all of your business financing needs whether it is to start a new business or expand your existing one.
Agricultural Loans
Visit any of our agricultural experts to check on rates, fees and terms for financing your farm real estate, farm personal property, or crop loans.
